Halifax Mortgages
The Halifax was founded in 1852 as the Halifax Permanent Benefit Building Society and was the world’s largest building society up until 1997. In 2007 the Halifax group joined with the Royal Bank of Scotland to create the fourth largest banking group in the UK. The Halifax has years of experience in offering the best mortgage provision and advice available, and is considered to be one of the UK’s leading mortgage lenders. The Halifax offers:
• Fixed rate mortgages
• Flexible mortgages
• Tracker mortgages
Halifax mortgages are flexible, have good rates and are reasonably cheap, allowing you to overpay or underpay or even extend the terms of your mortgage. One feature that could be invaluable is the payment holiday, where you can take a break from repayments.
The Halifax also has an estate agency that can be used independently or in conjunction with their mortgage brokering service. The estate agency arm of Halifax has won many awards, including Best Estate Agent for three consecutive years.